Susan Caudle | IR Officer and Secretary |
Malcolm Holland | Chairman and CEO |
Terry Earley | CFO |
Clay Riebe | Chief Credit Officer |
Brady Gailey | KBW |
Brad Milsaps | Sandler O'Neill |
Matt Olney | Stephens |
Daniel Mannix | Raymond James |
Gary Tenner | D.A. Davidson |
Good day, and welcome to the Veritex Holdings Second Quarter 2019 Earnings Conference Call and Webcast. [Operator Instructions]
I would now like to turn the conference over to Ms. Susan Caudle, Investor Relations Officer and Secretary of the Board of Veritex Holdings. Please go ahead.