Susan Caudle | Investor Relations Officer |
Malcolm Holland | Chief Executive Officer |
Terry Earley | Chief Financial Officer |
Clay Riebe | Chief Credit Officer |
Brett Rabatin | Piper Jaffray |
Brad Milsaps | Sandler O'Neill Partners |
Matt Olney | Stephens Inc., |
Daniel Mannix | Raymond James |
Brady Gailey | Keefe Bruyette & Woods |
Gary Tenner | D.A. Davidson & Co |
Good day, and welcome to the Veritex Holdings Third Quarter 2019 Earnings Conference Call and Webcast. [Operator Instructions]
I would now like to turn the conference over to Ms. Susan Caudle, Investor Relations Officer and Secretary to the Board of Veritex Holdings.
Thank you.