Susan Caudle | Executive Assistant & Shareholder Relations |
Charles Holland | Chairman, President & CEO |
Terry Earley | EVP & CFO |
Michael Riebe | EVP |
Bradley Milsaps | Piper Sandler & Co. |
Brady Gailey | KBW |
Matthew Olney | Stephens Inc. |
Gary Tenner | D.A. Davidson & Co. |
Michael Rose | Raymond James & Associates |
Good day, and welcome to the Veritex Holdings Fourth Quarter 2019 Earnings Conference Call and Webcast. [Operator Instructions]. Please note, this event is being recorded.
I would now like to turn the conference over to Ms. Susan Caudle, Investor Relations Officer and Secretary of the Board of Veritex Holdings.