Susan Caudle | Executive Assistant and Shareholder Relations |
Charles Malcolm Holland, III | Chairman, President and Chief Executive Officer |
Terry Earley | Executive Vice President and Chief Financial Officer |
Michael Riebe | Senior Executive Vice President and Chief Credit Officer |
Michael Rose | Raymond James & Associates |
Bradley Milsaps | Piper Sandler & Co. |
Gary Tenner | D.A. Davidson & Co. |
Woody Lay | Keefe, Bruyette & Woods, Inc. |
Good day. And welcome to the Veritex Holdings First Quarter 2020 Earnings Conference Call and Webcast. All participants will be in a listen-only mode. Please note, this event is being recorded.
I will now turn the conference over to Ms.