Susan Caudle | Investor Relations Officer and Secretary to the Board |
Malcolm Holland | Chairman and Chief Executive Officer |
Terry Earley | Chief Financial Officer |
Clay Riebe | Chief Credit Officer |
Matt Olney | Stephens |
Gary Tenner | D.A. Davidson |
Brad Milsaps | Piper Sandler |
00:05 Good day, and welcome to the Veritex Holdings Third Quarter twenty twenty one Earnings Conference Call and Webcast. All participants will be in a listen-only mode. Please note, this event is being recorded. 00:21 I will now turn the conference over to Ms. Susan Caudle, Investor Relations Officer and Secretary to the Board of Veritex Holdings.