Adam Prior | Equity Group |
Andrew Petcoff | SVP of Personal Lines |
Brian Roney | President |
Harold Meloche | Treasurer and Chief Financial Officer |
James Petcoff | Chairman and Chief Executive Officer |
Nicholas Petcoff | - Executive Vice President, Secretary and Director |
Paul Newsome | Sandler O'Neill Partners |
Robert Farnam | Boenning and Scattergood, Inc |
Scott Preston | Maven Fund |
Good morning, and welcome to the Conifer Holdings Fourth Quarter 2018 Investor Conference Call. [Operator Instructions] Please note this event is being recorded. I would now like turn the conference over to Adam Prior. Please go ahead.
Thank you, and good morning, everyone.