Adam Prior | Investor Relations |
Jim Petcoff | Chairman and Chief Executive Officer |
Nick Petcoff | Executive Vice President and Secretary |
Harold Meloche | Chief Financial Officer |
Greg Peters | Raymond James |
Paul Newsome | Piper Sandler |
Bob Farnam | Boenning & Scattergood |
Good day and welcome to the Conifer Holdings, Inc. Q4 2019 Investor Conference Call and Webcast. [Operator Instructions] I would now like to turn the conference over to Mr. Adam Prior of The Equity Group. Please go ahead.