written was but where gross a the during optimistic we are written we million over lines, $XX hospitality in Thank reported XX% quarter. just XX%. key were our our period, see will you, our night, in Jim. represented order. the Last up premiums in written return premiums groups, short The total solid we business, Commercial gross saw which operating still over roughly growth first increase premiums, relatively growth of significant for there only outlier
the the that have among optimistic bars cautiously hit hardest the COVID business back. we hospitality as sectors scaled turn are by our restrictions, restrictions remain will been and pandemic restaurants economic While begin
during quarter, of gross premiums business mix both the Commissions new the increase line. top line a still overall, our we For geographies, written through commercial on first Michigan. to and share at of many base and and build personal benefiting in in came as in rate approximately our are and quarter, continued levels including our renewal expand to high XX% state home key continue market of retention we our grow existing from
which cat pre-announced of our as period reserves lines experienced, we by majority month. in of expected quarter, losses the overshadowed was the performed strengthening the While core definitely last a and
exhibited reserve line, restaurant quick service negative our As coupled due changes our Florida by mentioned, business as with tavern bar the and Jim were restaurant, performance to largely well.
program. QSR periods last For the the right-sizing QSR been particular, in several you've
date analysis seen the appears and the focus that to favorable locations accounts Florida premium and specific and select underperformance indicates we other main to business target generally QSR Our our geographies. of ongoing our reductions. results remains have from as tied
As XXX,XXX a of result, over since for XXXX, we by all restaurant have in premium reduced quick premiums service than Florida-specific expected XXXX. to book less our XX% in
have premium since been was addition, XXXX, the QSR reducing In achieved as steadily well. high exposure in overall our we watermark
production year-end In fact, premium by is our expected XXXX. total be versus roughly XX% QSR down to
extremely lines growth achieved think in the the reported commercial proud As reductions QSR these quarter. the overall have planned we we to in about business, are
While increase we we increased personal Uri lines losses both also reserves from in as in an and did claims commercial lines strengthened the Storm homeowners and freeze commercial resulting in select deep alike. impacted the and Winter period, business experienced
additional recognized $X premiums. plus for limit in an XXX,XXX we our quarter, cat Uri million the For reinstatement
our the Moving will the to result transition business quarter. a dynamics dwelling better our personal first lines This reward that and bulk risk which personal continue is offer class to lines the over low-value to during expect account the long-term. the for continue, of of we multi-year
pleased was to For over to And million. QX of over production. just $X.X the personal XX% XX% up lines I'm was lines report in premium quarter that personal total
provide in more to well the the we quarter, reduce reserve hand to positioned and the achieve over loss claims our to overtime. resulted necessary financials. our is top-line grow remain and it Although now company allowing convinced Harold ratio, to operating sustainable order expense storm changes a a profits for of us quickly the that scale to in generate discussion I'll
