Mark Mason | Chairman, President and Chief Executive Officer |
Mark Ruh | Executive Vice President and Chief Financial Officer |
Jeff Rulis | D. A. Davidson & Co. |
Steve Moss | B. Riley FBR |
Jackie Bohlen | KBW |
Good day, and welcome to the HomeStreet, Inc. Year-End and Fourth Quarter 2019 Earnings Conference Call. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, today's event is being recorded.
I would now like to turn the conference over to Mark Mason, Chief Executive Officer.