Mark Mason | Executive Chairman, President & CEO |
John Michel | EVP & CFO |
Jeff Rulis | D.A. Davidson & Co. |
Woody Lay | KBW |
Steve Moss | B. Riley Securities |
Matthew Clark | Piper Sandler |
Good day, and welcome to the HomeStreet Fourth Quarter Twenty Twenty One Earnings Call. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Mark Mason, Chairman and Chief Executive Officer.