Garrett Edson | ICR Inc. |
Rob Beck | President and CEO |
Harp Rana | CFO |
David Scharf | JMP Securities |
John Hecht | Jefferies |
Steven Kwok | KBW |
John Rowan | Janney Montgomery Scott |
Thank you for standing by. This is the conference operator. Welcome to the Regional Management Corp.
First Quarter 2022 Earnings Conference Call. [Operator Instructions] I would now like to turn the conference over to Garrett Edson of ICR.