Stacey Finerman | Vice President, Investor Relations |
Jason Gardner | Founder & Chief Executive Officer |
Mike Milotich | Chief Financial Officer |
Sanjay Sakhrani | KBW |
Mike Ng | Goldman Sachs |
Ramsey El-Assal | Barclays |
Dan Dolev | Mizuho |
Tien-Tsin Huang | JPMorgan |
Andrew Jeffrey | Truist |
Andrew Bauch | SMBC Nikko |
Bob Napoli | William Blair |
Ashwin Shirvaikar | Citi |
Alex Markgraff | KeyBanc Capital Markets |
Good afternoon, ladies and gentlemen. Thank you for standing by. Welcome to the Marqeta Fourth Quarter 2021 Earnings Conference Call. [Operator Instructions] As a reminder, this conference call is being recorded. I'd now like to turn the call over to Stacey Finerman, Vice President of Investor Relations, to begin.