Nils Erdmann | Vice President of Investor Relations |
Raul Vazquez | Chief Executive Officer |
Jonathan Coblentz | Chief Financial Officer and Chief Administrative Officer |
John Hecht | Jefferies |
David Scharf | JMP Securities |
Sanjay Sakhrani | KBW |
Richard Shane | JPMorgan |
Good afternoon, and welcome to Oportun Financial Corporation's Second Quarter 2021 Earnings Conference Call. All lines have been placed on mute to prevent background noise. After the speakers' remarks, there will be a question-and-answer session. [Operator Instructions] Today's call is being recorded.
For opening remarks and introductions, I'd like to turn the call over to Nils Erdmann, VP of Investor Relations.