our Chris, everyone. with welcome financial off add Thanks, results. let me I'll consolidated and my start to
as constant Second on no on quarter and currency was we an consolidated Argus last basis. revenue impact a of X% acquisitions There the organic quarter. increased from purchase reported lapped X%
a was Foreign exchange headwind. X%
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Adjusted declined
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high card originate mid-single quarter.
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aggressively our are We that with are utilizing firms also from digital marketing. relationships benefiting larger
business center solutions. auto of quarter Our impact continued the share strong single-digit the of marketing delivered gains, cross-selling growth volumes, strength the call on low Neustar pre-qualification in pricing, and
improving of vehicles in offset used seeing are weakness somewhat the We supply vehicle by new market. continued
remain market the prices is of point, ease weak, represented low-rate reluctant At For HELOC and declines almost despite started pricing inquiry up volumes mortgages.
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quarter. to the me X% quarter. which good delivered Let another now emerging turn grew verticals, our Insurance in
reactivate for receive have drive those a campaigns we marketing increases personalized to insurers will to their Importantly, have continue to recovery pass to yet to largely brand-oriented believe in prices we to are approval activity. At marketing beginning this consumers, rate point, and and applications. substantially activity seeing new limited increased drive carriers which shopping
a cross-selling new our employment We and tough TrueVision of business employment was of newer adoption against continue and Neustar growth down history, from and like markets wins, like successful comps screening driving and solutions.
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Solutions, Our as of vertical a the media as Neustar business in by continued result Chris grew wins quarter of and described. the TransUnion driven combination
services and Call strength XX.X%, as in our revenue to focused more Trusted wins EBITDA about margins Solutions good and were particularly Finally, customer Interactive see Adjusted suite.
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business the continues consumers. we acquisition services on as using quarter our our marketing focus revamped particularly monitoring. accounts some strength the Thus stats to recalibrate as we've paid second with seen modest Our approach direct attractive of far, indirect as a our to tactics formerly acquire.
In at business with on with the wins, as known financial on we in cost decline CreditView to grew offer of TruEmpower, customer platform business, well better-than-expected returns improvement good our partners higher-value that new
growth in revenue For comparisons my will International, about currency. constant be comments all
points margin X down our regions. strategic basis our For EBITDA growing the a revenue result was across grew digits. reported by markets XX.X%, total segment, double XXX with Adjusted as of about investments X of XX%
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of of XX% business XXXX.
In X%. we XXXX, revenue over with exception We grown over impact the U.K., every since expect have India year year this to deliver growth. another XX% declined And COVID the
the onetime a Excluding government, environment. with have despite the U.K. X% about grown we the revenue would related macro to including contracts, challenging in quarter
lenders same risk. banks we to softened, has fintech staying performance see good the we even market have for and to to active demand credit trended satisfy large continue help At the markets have assess as affordability time, lending our seen struggled. portfolio While solutions
grew the in second business Canadian Our quarter. XX%
services While and through underwriting remains quarter in of with another as property the our our strong generated market. share flat, for across growth well the as a double-digit Brazil the America, in and largest majority we've some the market down quarter casualty seen execution as financial fintech the broad-based relatively was fintech we of in was X% growth up activity.
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conditions continue neobanks, macro across new fintechs Latin While teams have with government and softened win our and telcos. to particularly services insurance, America, financial business and
where our we strong new in see adoption trended from also and of and continued Philippines, new Pacific, XX% offerings win solutions.
In we Kong We Asia add TrueVision continue performance to Hong continue credit fraud grew and to good the business.
in performance and another Zambia sheet. of growth challenging a environment billion after quarter Finally, driven banking a million the see that growth prepaying was core with continued gaming. Africa cash South million the increased and across $XX like by despite the conditions solid Outside quarter roughly wins. strength left XX% We Africa, of like portfolio region This debt on the Kenya, social to business very new and market markets in Rwanda.
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half second We prepay continue at prepaid of we to debt debt additional in in intend year. this of $XXX point, million to the have And XXXX. now the
September acquisition plans any and we no $X.X of debt. this to billion not in back, XXXX, of even this we to we've reiterate our announced intention Looking at the smaller time, comment, large-scale are our And Neustar year. of about since acquisitions acquisition previous pursue bolt-on in prepaid have
Argus.
That third Neustar, third In Sontiq revenue outlook to and the maximizing We and are quarter. expect our FX the on us be we EBITDA. and to adjusted for the growth quarter, potential focused brings of integrating to insignificant
$XXX million as constant or We on expect $XXX an up X% revenue to and to come between currency in X% million basis. reported and organic
that tailwind organic business to Our of X.X% on we be constant mortgage, X.X% revenue from points includes of up X.X meaning the remainder basis. approximately currency expect will guidance an our
of expect X%. million, between be to million adjusted $XXX increase We EBITDA an X% $XXX and to
EBITDA be XX We adjusted basis to expect to points. XXX margin up
earnings also range a expect adjusted X%. between share be up and X% $X.XX to We to diluted per down $X.XX, of
full to unchanged. Turning Most our largely the year. remains of guidance
X about on EBITDA, point FX, from less and of X expect and headwind than expect point from adjusted of We M&A. revenue we impact
excluding currency We expect an come $X.XXX X%, to basis, X% to to billion up of the revenue in billion and impact and organic between up $X.XXX constant X% mortgage. on or reported as X% and
For our remains organic business segments, outlook revenue also our unchanged. growth
digits, single low We low markets U.S. to but mortgage. digits, low be expect anticipate the We Services and single of grow Financial digits impact single down mortgage. without excluding mid-single to digits up
guidance expectations them the modestly Services Financial for for for our we consumer While have overall reduced increased is but mortgage. lending, unchanged,
be verticals to up mid-single emerging expect digits. We
of You maintain year out, revenue digits double single digits. in grow strength decline driven will expect can constant to playing diversified see low emerging guidance. currency the portfolio that we our markets. benefits to And by allowing us to terms, We ongoing our low in Interactive continue international anticipate Consumer full
Turning company outlook. back total to
increase expected about expect will expense million.
We is EBITDA offsetting the adjusted to continue of diluted change flat XXXX anticipate to earnings in unchanged. in portion, to expect capital and in billion, adjusted anticipate step-up margins control adjusted as Chris amortization to to amortization significant the up and and about to acquisitions comments. some final higher per be basis year growth. the result our revenue.
I'll $X.XXX to first we net being also expect interest turn expect by come the EBITDA $XXX full and revenue and mix adjusted for with forward X% debt considerations.
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