Alan Andreini | IR |
Michael Nierenberg | CEO |
Nick Santoro | CFO |
Bose George | KBW |
Doug Harter | Credit Suisse |
Stephen Laws | Raymond James & Associates |
Kevin Barker | Piper Jaffray |
Tim Hayes | B. Riley FBR |
Trevor Cranston | JMP Securities |
Good morning. My name is Kareen and I will be your conference operator today. At this time, I would like to welcome everyone to the New Residential Third Quarter Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session.