Kay Sharpton | Vice President, Investor Relations |
Morgan Schuessler | President and Chief Executive Officer |
Joaquin Castrillo-Salgado | Chief Financial Officer |
Allison Jordan | Cowen and Company |
Robert Napoli | William Blair & Company, LLC |
Vasundhara Govil | Keefe, Bruyette & Woods |
James Friedman | Susquehanna Financial Group |
James Faucette | Morgan Stanley |
Matthew O'Neill | Goldman Sachs |
Matthew Schwarz | Raymond James |
Good morning, everyone. And welcome to the EVERTEC Fourth Quarter 2020 Earnings Conference Call. Today's conference call is being recorded. At this time, I would like to turn the call over to Kay Sharpton, Vice President of Investor Relations. Please go ahead.