Larry Clark | IR, Financial Profiles Incorporated |
David Becker | Chairman, President and CEO |
Ken Lovik | EVP and CFO |
Michael Perito | KBW |
Nathan Race | Piper Sandler |
John Rodis | Janney |
Good day and welcome to the First Internet Bancorp's Earnings Conference Call for the Second Quarter of 2020. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Larry Clark from Financial Profiles. Please go ahead, Mr. Clark.