Paul Langdale | Senior Vice President & Director of Corporate Development |
David Brooks | Chairman, Chief Executive Officer & President |
Michelle Hickox | Executive Vice President & Chief Financial Officer |
Dan Brooks | Vice Chairman & Chief Risk Officer |
Matt Olney | Stephens Inc. |
Brad Milsaps | Piper Sandler |
Brady Gailey | KBW |
Brett Rabatin | Hovde Group |
Michael Rose | Raymond James |
Greetings and welcome to the Independent Bank Group Fourth Quarter 2020 Earnings Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded. It is now my pleasure to introduce Paul Langdale, Senior Vice President and Director of Corporate Development.