Catherine Miller | Vice President, Investor Relations |
Jay Levine | President and Chief Executive Officer |
Scott Parker | Chief Financial Officer |
John Hecht | Jefferies |
Arren Cyganovich | Citi |
Mark Hammond | Bank of America |
Michael Tarkan | Compass Point |
Henry Coffey | Wedbush Securities |
David Scharf | JMP |
Moshe Orenbuch | Credit Suisse |
John Rowan | Janney |
Ken Bruce | Bank of America |
Welcome to the OneMain Financial Fourth Quarter and Full Year 2017 Earnings Conference Call and Webcast. Hosting the call today from OneMain is Catherine Miller, Vice President, Investor Relations. Today’s call is being recorded. At this time, all participants have been placed in a listen-only mode. [Operator Instructions] It is now my pleasure to turn the floor over to Catherine Miller.