Kathryn Miller | Investor Relations |
Doug Shulman | President and Chief Executive Officer |
Micah Conrad | Chief Financial Officer |
Michael Kaye | Wells Fargo |
David Scharf | JMP Securities |
Arren Cyganovich | Citi |
Moshe Orenbuch | Crédit Suisse |
Kenneth Lee | RBC Capital Markets |
Rick Shane | JPMorgan |
John Hecht | Jefferies |
Vincent Caintic | Stephens Inc |
Kevin Barker | Piper Sandler |
Eric Wasserstrom | UBS |
Welcome to the OneMain Financial First Quarter 2020 Earnings Conference Call and Webcast. Hosting the call today from OneMain is Kathryn Miller, Head of Investor Relations. Today's call is being recorded. [Operator Instructions]
It is now my pleasure to turn the floor over to Kathryn Miller.