Peter Poillon | executive |
Douglas Shulman | executive |
Micah Conrad | executive |
Michael Kaye | analyst |
Kevin Barker | analyst |
Vincent Caintic | analyst |
Arren Cyganovich | analyst |
David Scharf | analyst |
John Hecht | analyst |
Mihir Bhatia | analyst |
Good day, and welcome to the OneMain Financial Third Quarter 2023 Earnings Conference Call and Webcast. Hosting the call today from OneMain is Peter Poon, Head of Investor Relations. Today's call is being recorded. [Operator Instructions] It is now my pleasure to turn the floor over to Peter Poon.
You may begin.