Barry Sloane | President, Chairman and Chief Executive Officer |
Chris Towers | Executive Vice President and Chief Accounting Officer |
Mickey Schleien | Ladenburg |
Scott Sullivan | Raymond James |
Matt Tjaden | Raymond James |
Adam Wharton | RBC |
John Saffioti | Santander Bank |
Harold Elish | UBS |
Good morning, ladies and gentlemen. And welcome to the Newtek Business Services Corporation Q3 2020 Earnings Conference Call. [Operator Instructions] I would now like to turn the conference over to your host today, Mr. Barry Sloane, CEO and President of Newtek Business Services Corporation.
Thank you very much, operator and good morning.