Barry Sloane | President, Chairman and Chief Executive Officer |
Nicholas Leger | Executive Vice President and Chief Accounting Officer |
Robert Dodd | Raymond James |
Harold Elish | UBS |
Paul Johnson | KBW |
Scott Sullivan | Raymond James |
Ladies and gentlemen, thank you for standing by and welcome to the Newtek Business Services Corp. Full Year 2020 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers' presentation there will be a question-and-answer session. [Operator Instructions] Pleased be advised that this call is being recorded.