Barry Sloane | Chairman, President and CEO |
Nicholas Leger | EVP and Chief Accounting Officer |
Crispin Love | Piper Sandler |
Paul Johnson | KBW |
Scott Sullivan | Raymond James |
Bryce Rowe | B. Riley Financial FBR |
Good day and thank you for standing by. Welcome to the NewtekOne Incorporated Fourth Quarter and Full Year 2022 Conference Call. At this time, all participants are in a listen-only mode. After the speakers’ presentation, there will be a question-and-answer session. [Operator Instructions] Please be advised that today’s conference is being recorded.