Nathan Rutledge | IR |
Jack Remondi | CEO |
Joe Fisher | CFO |
Sanjay Sakhrani | KBW |
Rick Shane | JPMorgan |
Arren Cyganovich | Citi |
Moshe Orenbuch | Credit Suisse |
Peter Josse | Barclays |
Good day and thank you for standing by. Welcome to the Navient First Quarter 2021 Earnings Call. [Operator Instructions] Please be advised today’s conference is being recorded. [Operator Instructions] I would now like to hand the conference over to the speaker today, Nathan Rutledge. Please go ahead.