Joseph Peiso | Vice President Compliance |
Bruce Lucas | Chairman & Chief Executive Officer |
Steven Martindale | Chief Financial Officer |
Mark Hughes | SunTrust Robinson Humphrey |
Anthony To | Keefe, Bruyette & Woods, Inc. |
Matthew Carletti | JMP Securities |
Good morning, and welcome to Heritage Insurance Holdings’ Third Quarter 2017 Financial Results Conference Call. My name is Austin and I will be the operator today. At this time, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation. Please note, this event is being recorded.