Arash Solemani | Executive Vice President |
Bruce Lucas | Chairman and Chief Executive Officer |
Kirk Lusk | Chief Financial Officer |
Mark Hughes | SunTrust |
Paul Newsome | Piper Sandler |
Good morning, and thanks for joining us today. We invite you to visit the investors section of our website, investors.heritagepci.com, where the earnings release and our earnings call will be archived. These materials are available for replay or review at your convenience. Today's call may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.
These statements are based on management's current expectations and are subject to uncertainty and changes in circumstances.