Arash Soleimani | Executive Vice President |
Ernie Garateix | Chief Executive Officer |
Kirk Lusk | Chief Financial Officer |
Marla Backer | Sidoti |
Matt Carletti | JMP |
Good morning, and welcome to Heritage Insurance Holdings First Quarter 2021 Financial Results Conference Call. My name is Karen, and I'll be the operator today. At this time, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation. Please note, this event is being recorded.