Kirk Lusk | Chief Financial Officer |
Ernie Garateix | Chief Executive Officer |
Mark Hughes | Truist |
Paul Newsome | Piper Sandler |
Marla Backer | Sidoti |
Good morning and welcome to the Heritage Insurance Holdings, Second Quarter 2022 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Kirk Lusk. Please go ahead.