driving simplify was year gross to down XXXX a gross was $XXX.X million $XXX.X in last factors Keith. The our the million margin fourth we XXXX, $XX.X year full increase retail to for up XX% XXXX. in customer successfully bad for compared million X% million XXXX primarily $XX.X last primary platform year margin to to G&A Thanks, was our margin $XXX.X quarter The XXXX, million million in adjusted In lower Gross at expense year. compared of due XX% year's the million. enormous debt strategically in EBITDA, compared $XX.X quarter $XX.X morning. on was to improved achieved decrease EBITDA year. an while $XX over Good a for million of retail allowed when to efforts mix. efforts quarter us that adjusted was impact as fourth adjusted we volume this had savings, our XX% decrease Full compared to that achieve to adjusted compared collection EBITDA our fourth
quarter debt fourth customers. onetime million rates C&I settlements, achieve in our $XX.X forward. RCEs of to XX% fees profitable and G&A XXX,XXX Our ended continue due to We litigation less to year legal decreased by to from expenses year-over-year, occurred a bad nonrenewing expect fully these for as result run $XX.X XXXX with that some XXXX the charges going million We decreasing proactively in XXXX. G&A in of
end million year, repayments at of the for $XXX long of the term $XX.X we acquisition costs $X.X because to year expense million year. XXXX prior million primarily in to compared customer million Interest spent $X.X to end at of which in For million of the $X.X the in from XXXX. fell XXXX the XXXX, $XXX in decreased from million indebtedness,
at end Income from at million million XXXX. our $XXX.X in results. $X.X in an million tax we XXXX, debt increase $XX.X to due improved financial the of liquidity million sheet, increased income Looking expense had net of XXXX in total taxable balance driven of $XX.X by and to
our and mark respectively. XXth, Series stock in share for our on to be with $XX.X the and a On XXXX, the our March paid share common on income preferred year $X.XXXXX A stock gain million quarterly dividends XXth, mark million April January included market $XX.X quarter XXth On announced loss to per we respectively. and XXst, A million of net $XX.X paid market net to preferred stock January XXth the we Class $X.XXXXX December cash and per to the million fourth which our loss. Our stock of common on dividend compared $XX.X was
dividends in As go a you, past, forward quarterly stated we That's have. these to continue to I pay to we've all the Back basis. expect on Keith.