Kevin Copeland | Head, IR & CIO |
Robert Myron | CEO |
Sarah Doran | CFO |
Randy Binner | FBR Capital Markets & Co |
Mark Hughes | SunTrust |
Bijan Moazami | Compass Point Research |
Meyer Shields | KBW |
Seth Rosenberg | UBS |
Good day, ladies and gentlemen, and welcome to the Q4 2018 James River Group Holdings Ltd. Earnings Conference Call. At this time all participants are in a listen only mode. Later we will conduct a question-and-answer session and instructions will follow at that time. [Operator Instructions] As a reminder, this conference call is being recorded.