Kevin Copeland | Head of Investor Relations |
Adam Abram | Chief Executive Officer |
Sarah Doran | Chief Financial Officer |
Bob Myron | President and Chief Operating Officer |
Matt Carletti | JMP |
Mark Hughes | SunTrust |
Randy Binner | B. Riley |
Myer Shields | KBW |
Ladies and gentlemen, thank you for standing by. And welcome to the James River Fourth Quarter 2019 Results Call. At this time, all participants are in a listen-only mode. [Operator Instructions]
I would now like to hand the conference over to your speaker today, Kevin Copeland, Head of Investor Relations.