Thanks Chris. be well. and on the will give I'll the level high question-and-answer on section available a thoughts as then portfolio
community trust, our economic be our to strategy and For local at we core to a The and that refresher, operators. support bank the with faith we people good markets. loans putting in makes dealing our know means of activities are
focus has participations of lending, for market credits, strategy shared the to loan purchasing end growing national and been sake avoiding while balance. Our always on
presentation. Our the bias. at some spoke, Since needed portfolio million we and raised where in $XXX that you have outset see that funds funding last PPP went of the Page customers the XX of industries those downturn, PPP this help on for we reflects can
upon To We the program. echo have still deferrals. approval for process that our come Of with XXX of received that the deferral. through having the what have positive credits. that second remaining open many from actual our at first uncertainty the million period. in XXX Feedback deferral, have managers in received us but are too for out At received early happen our roughly it's loans of will clients increase are still That more than also to With deferral working relationship of through Chris, our many our number field borrowers, to conversations with those around board. is business know point the first deferral first they this clients work will across not deferrals forbearance door million we in base this really accepted policy, we initial a continue as XXX level. rather million
won't deferrals. As requesting second such that group needing or
a modest loans aren't from don't still that this general, we and some urgent For the hotels. prudent. a level and cushion re-openings continue in deferral, them, deferral restaurants about many second we With a now right and that how increase generated second to uncertainty need anecdotally, you still positive of rains, such relief revenues have second XXX%, and an as that our plans seeking for but Others on] has point. cannot confidence clients. to are at ultimately it’s [feels period is deferral, monitor back how many will those have participate limited we provided those will have but deteriorate, and In tell feel but a
experience The conferences investor On million to loans to did look this have the and We pandemic, increase quarter. as approximately uptick update and as prior loans next June the million with aggregate in overall XX continue participate earnings the related asset XX XX. of to deteriorated to from call. relationships majority quarter our these was in second had the been investors this we outstanding will economy. to of to an million credits first substandard quality, from of quarter’s marginal with our we $XX Each in four balances
increase. So this unexpected an was not
our on again. some industry out Moving of Slide specific exposures laid on, industry we've XX, –
then total Before If updates as X.X%, use PPP X.X, restaurant largest retail percentages, I investment of those, within held those those denominator. would X.X%. were where groups. give and in-line transportation with were segment for to XX percentages Slide leisure on exclude each healthcare read quarter. X.X, industry These our last X.X%, generally loans, we our other hotel are reflects X.X%, they the loans, these
non-owner as to portfolio, received of real not evenly been been make is has owner much retail closures, have able our pretty properties. This including forced a occupied deal as payments. to that estate, between reflected a and tenants have C&I, and landlords CRE Our here occupied retailers their a attention is nationally by segment portfolio with the lot impacted being split
reached property property For on a us basis, fared to our portfolio so relationship okay. and our by we've has far, managers out
fairly wide distributed the retailer across In discussed a portfolio footprint we've before, of well this underlying As words, of is is the other repayment. payments. our variety and sources across making ultimately
like to or local $X this not $X a portfolio properties, large is centers, CRE that our For looks centers million million malls. strip power
portfolio loan Our investor leaders market book. fully Slide is XX positive. largest Overall, the our with the to than slides. leased is generally conservative comments of and less saw loan $X our and million that a shows single value on strong reflects group. healthcare one The you from earlier C&I
their outbreaks incorporated just we And their have that too don't XX, new traveling and hotels. no process with and portfolio from about a portfolio living continued facilities. a underwriting game, people emphasis a segment today. have but The As reports we manage start has On thankfully, have the previous Physicians our yet. good the calls, within in with practices. into know we've a been is and felt become Hotels skilled an there waiting in this, to the to again, a side nursing our continue virus, that protocols heading satisfactory this as discussed but assisted of will business. still the when we we XX% This through on about associated monitor known focus clients has of significant has whole portfolio as received our the too loan-to-value. Slide know
across need. our are we requested our been provide [footprint]. deferrals in result, additional or back clients to occupancy have work on Reports and with mixed coming as a inclined space As the
weekend just X, the was occupancy, in total our in MSA Nashville XX%. at clients not area, For the July
similar Our largest client versus seen their has around at XX% levels XX% February. occupancy on Nashville properties in back
plan larger north property range June a July. [being have the] to we report in XX% of their However, in to and Atlanta
that's So, hear. great to
of four construction for an quality moving then there, As hotels. mentioned which is cranes higher have operator with the of underwriting property this operators. a properties all been we I bent responsible flag]. one loans hotels. not in high benefit the downtown Nashville Two trust have the It we acquisitions, from Frankly, building [national we that were a reminder, to to did previous weren't toward the too performing equity, flags, national exacerbated properties which pandemic. substandard Those standard are just well strong and acquired not quarter our their issues. before And
at Our time. are this appropriate addressing strategies exit teams
which addressed approximately million teams Lastly, and exit is discussed also an within property, previously the is significant in $X being our this Memphis segment and reserves. by has market we its
it summary all. on page note, these the says As we
We and this, potential it concern. into leisure a were are of heavily. remain portfolio space this as Slide going monitoring Other categories XX, teams highlighted continue on includes to concerned as industries about our that they
far some So been seen Marinas, And safe associated a as but as activities. have noted, operator here, consumers satisfactory to seen pickup on. the guarantor a too. results Segments not have we've for here carry noted developed areas and with such in communication close such in plan been looking they've recreational with and theatres have business as fortunate, and we've actually resources as as that group
story Slide A XX, has and Moving but for here. performed on okay. warehousing concern, overall segment to similar transportation
the it end are like good the operators looks the of results. On reporting business, larger
into we're cruise vary glad that On lines. commercial or see million, have with loans frankly had its by company. that to pandemic airlines of has exposure like point to a that no substandard. and us or to is to we do We than report up. This within more industry that segment, not it's these the with And without operators. quarter things pop like undercapitalized operators out this unusual, smaller bankruptcy this side, it of to X.X this under seems file an We smaller with one moved share
on we XX, results comps full mixed Lastly, these are and the restaurant more customers, the with along closures service from hearing our exposure. break Slide with as operators We're out struggling with drive seems reopening through business. at cases in service to years reduced doing their some associated adapted as issues prior than better capacities, the but side surviving be quick and they've
we performing we note exposure also of being frankly feature from casual of a further We do can highlight entire in on here Overall, as As monitor the clients benefited reopening’s from combination, is benefiting Metropolitan that will that overall one. not continue and to see more I'll size of markets. close markets, an the a well leverage bar as fast improvement, their relationship one diversification this downgrade and our a portfolio reports here, footprint well restaurant seeing that's with with we're model, sports and in segment par, larger results closely. as employs clients lower saying both not good across and our for which positive we the of our thankful our that of and by largest operator. a working as transactions. for direction has X.X% the our without We're diversification to community
like banks we it some engines, rest noise isolate, the not more in point. systemic, have is in less Overall, of However, industry early]. times, or the our these this [still not most at and than any
and a the So, we're for managing conservative for best. hoping position
downturn. by and will results ultimately future length Our be the of depth affected the
talk over about run As are I'll customers profitability. to governmental will that, new be our our impacted. ones out, programs more to turn With things assistance Michael developed, or
