Chris Holmes | President, Chief Executive Officer |
Michael Mettee | Chief Financial Officer |
Greg Bowers | Chief Credit Officer |
Catherine Mealor | KBW |
Stephen Scouten | Piper Sandler |
Jennifer Demba | Truist Securities |
Kevin Fitzsimmons | DA Davidson |
Matt Olney | Stephens |
Brett Rabatin | Hovde Group |
Feddie Strickland | Janney Montgomery Scott |
Good morning and welcome to FB Financial Corporation’s third quarter 2022 earnings conference call. Hosting the call today from FB Financial is Chris Holmes, President and Chief Executive Officer. He is joined by Michael Mettee, Chief Financial Officer, and Greg Bowers, Chief Credit Officer, who will be available for questions and answers. Please note FB Financial’s earnings release, supplemental financial information, and this morning’s presentation are available on the Investor Relations page of the company’s website at www.firstbankonline.com and on the Securities and Exchange Commission’s website at www.sec.gov. Today’s call is being recorded and will be available for replay on FB Financial’s website approximately an hour after the conclusion of the call.