you morning Thank and you this thank for us Good joining Jason. morning.
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XX.X% tangible our and this We’ve annual mortgage the since IPO. segment. share the of quarter good book reported at our excluding $X.XX we segment of grown quarter, the per impact EPS the had of rate banking in value We For compound share. in AOCI per both growth performance
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accounts million and our any during be had last deposit the call. in sorry. on of million large public and prepared that, net for from for credit base. we managing the during than safe capital growth Stripping of range funds net rest our we On scenarios. Better two expected liquidity, reduction the to combined had $XXX quarter, quarter our as which deposit We’re of deposit liquidity, we economic $XXX outflows quarter’s out referenced we
have that less expensive collateral that us was bid We of customer accounts from million can on increase freeing large overall funding at position. our public One increased rates while to liquidity these $XXX not was our and match. also over terms improves willing we were and away
ample activity, serving us the Following conditions. sources customers our have to liquidity mix allow continue we this of extreme deposits assets most even now quarter’s feel are optimized loans environment security in sheet at economic XX.X%. this strong We for deposit profitability HFI our and in XX% and will that balance to is we to
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tell that there still relationships, lending our clearly would intent back quarters few for First strong is production. we’re demand past you the While throttling Bank on
current our that be result, made changes product stressing slowing a by environment; higher economy, otherwise, we’ve cycle. more we’re clarity our new cutting we’ve types the traditionally standards given CRE. up we’ve credit a interest not which on until areas loans. back through the little however the process, feel underwriting A&D, it’s We will for construction, to gain we and bar impacted on there’s can As of confident risk should rates If that been been a hold raised the been tweak,
put to should be the we’re continue With willing profitable. sheet, assets to those the our on incrementally limitations around balance growth
equity maintain we CET-X capital, a strong with a to ratio very XX.X%. Moving position of
of to declined XX rate further loss a and I securities loss that tangible interest reiterate assets basis that unrealized all tangible due Our to the X.XX% equity is and by temporary. points unrealized increase in portfolio, our would to related common
unrealized into mentioned turning of realized losses. previously, we those I As losses have no intention
being and on a cautious sheet slowdown for We’re preparing and credit management. balance
We’re our longer balancing priorities. that with term strategic
be an institutions and would into and to most expense bank - announced brands for our Our we example acted that’s one the of for an an opportunity in sponsorship significant recently a us recession, Vanderbilt on heading the it. geography we while had become
our relationship wake customers would recruitment Another efforts of acquisitions both and the for such focus in recent our managers be footprint. in
of would sell identified know proud While because will the not be of ourselves can on to are few the grow say the partners, we what If the in performance to of looking solely loans for or cautious not at handful pace, next sidelines All certain uncertain our high allow economic quarters, we’ve as we’re them. banks about next Tier would potential new quarter in we customers quarters. quality stay to active one that may for and with there accommodate we’re Similarly, banks do the that decides discussions of partners. an few type to X the we to continue outsized so be our that in operating once-in-a-career we that well a we we those outlook. environment but
standards over stretch. conservative will for quarter. We what color but we’re doing what balance for outcomes. to for management can us and more sheet turn financial underwriting a in potentially it downturn, no hoping a well to Michael our performance I’ll feel difficult matter We’re mild serve prepare on our the we
