Daniel Rhea | Manager of Communications |
Ken Rees | Chief Executive Officer |
Jason Harvison | Chief Operating Officer |
Chris Lutes | Chief Financial Officer |
John Hecht | Jefferies |
David Scharf | JMP Securities |
Moshe Orenbuch | Credit Suisse |
Bob Napoli | William Blair |
Giuliano Bologna | BTIG |
Greetings and welcome to the Elevate Credit second quarter 2019 earnings call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions].
As a reminder, this conference is being recorded.