Noah Fields | Vice President, Investor Relations |
Michael Collins | Chairman & Chief Executive Officer |
Craig Bridgewater | Chief Financial Officer |
Michael Schrum | President & Chief Risk Officer |
Eric Spector | Raymond James |
Timur Braziler | Wells Fargo |
Michael Perito | KBW |
Alex Twerdahl | Piper Sandler |
Good morning. My name is Nicky and I'll be your conference operator today. At this time, I would like to welcome everyone to the Second Quarter 2023 Earnings Call for The Bank of N.T. Butterfield & Son Limited. At this time, all participants are in a listen-only mode.