Michael Kehoe | President and Chief Executive Officer |
Bryan Petrucelli | Chief Financial Officer |
Brian Haney | Chief Operating Officer |
Jeff Smith | William Blair |
Mark Hughes | Truist |
Matt Carletti | JMP Securities |
Colin Ducharme | Sterling Capital |
Scott Heleniak | RBC Capital Markets |
Casey Alexander | Compass Point |
Ron Bobman | Capital Returns |
Heather Takahashi | Thrivent Asset Management |
Ladies and gentlemen, thank you for standing by. And welcome to the Q4 2020 Kinsale Capital Group, Inc. Earnings Conference Call. All lines have been placed on mute to prevent any background noise and after the speakers’ remarks, there will be a question and answer session. [Operator Instructions] Before we get started, let me remind everyone that through the course of the teleconference, Kinsale's management may make comments that reflect their intentions, beliefs, and expectations for the future.