Tim Schools | President, Chief Executive Officer |
Denis Duncan | Chief Financial Officer |
Chris Tietz | Chief Credit Officer |
Jennifer Demba | Truist Securities |
Brett Rabatin | Hovde Group |
Stephen Scouten | Piper Sandler |
Ammar Samma | Raymond James |
Catherine Mealor | KBW |
Good morning, ladies and gentlemen and welcome to CapStar Financial Holdings first quarter 2021 earnings conference call. Hosting the call today from CapStar are Tim Schools, President and Chief Executive Officer, Denis Duncan, Chief Financial Officer and Chris Tietz, Chief Credit Officer. Please note that today's call is being recorded and will be made available for replay on CapStar's website. Please note that CapStar's earnings release, the presentation materials that will be referred to in this call and Form 8-K that CapStar filed with the SEC are available on SEC's website at www.sec.gov and the Investor Relations page at CapStar's website at www.ir.capstarbank.com. Also during this presentation, CapStar may make certain comments that constitute forward-looking statements within the meaning of the federal securities laws.