Tim K. Schools | President and CEO |
Denis Duncan | CFO |
Christopher G. Tietz | Chief Credit Policy Officer |
Stephen Scouten | Piper Sandler |
Brett Rabatin | Hovde Group |
Brandon King | Truist Securities |
Catherine Mealor | KBW |
Feddie Strickland | Janney Montgomery |
William Wallace | Raymond James |
00:03 Good morning, everyone and welcome to CapStar Financial Holdings Third Quarter twenty twenty one Earnings Conference Call. Hosting the call today from CapStar are Tim Schools, President and Chief Executive Officer; Denis Duncan, Chief Financial Officer; and Chris Tietz, Chief Credit Policy Officer. Please note that today's call is being recorded. Replay of the call and the earnings release and presentation materials will be available on the Investor Relations page of the company's website at capstarbank.com. 00:31 During this presentation, we may make comments, which consist of forward-looking statements within the meaning of the Federal Securities law.