Tom O'Brien | Chairman, President and CEO |
Karen Knott | Chief Financial Officer and Treasurer |
Nick Cucharale | Piper Sandler |
Good morning everyone. Thank you for joining us today to discuss Sterling Bancorp’s Financial Results for the Fourth Quarter and Year Ended December 31, 2021.
Joining us today from Sterling’s management team are Tom O'Brien, Chairman, CEO and President; and Karen Knott, Chief Financial Officer and Treasurer. Tom will discuss the fourth quarter and year-end results and then we’ll open the call to your questions.
Before we begin, I’d like to remind you that this conference call contains forward-looking statements with respect to the future performance and financial condition of Sterling Bancorp that involve risks and uncertainties.