Mike Gallentine | Vice President, Investor Relations |
Bob Lisy | Chairman, Chief Executive Officer & President |
Andras Bende | Chief Financial Officer |
Randy Nilsen | Chief Revenue Officer |
David Scharf | JMP Securities |
Mark Palmer | BTIG |
Michael Grondahl | Northland Securities |
Alex Markgraff | KeyBanc Capital Markets |
Tim Chiodo | Credit Suisse |
Greetings, and welcome to International Money Express First Quarter 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, this conference is being recorded. I would now like to turn the conference over to your host, Mr.