|Jimmy Tan||Head, IR|
|Frank Zheng||Credit Suisse|
|Cindy Wang||China Renaissance|
Hello, ladies and gentlemen. Thank you for participating in the Second Quarter 2023 Earnings Conference Call for FinVolution Group. [Operator Instructions] Today's conference call is being recorded.
I will now turn the call over to your host, Jimmy Tan, Head of Investor Relations for the company. Jimmy, please go ahead.