Roberto Herencia | Chairman and CEO |
Lindsay Corby | Chief Financial Officer |
Brooks Rennie | Head-Investor Relations |
Alberto Paracchini | President |
Ben Gerlinger | Hovde Group |
Nathan Race | Piper Sandler |
Terry McEvoy | Stephens |
Damon DelMonte | KBW |
Brian Martin | Janney Montgomery |
Good morning and welcome to the Byline Bancorp, Fourth Quarter 2021 Earnings Call. My name is Melissa and I will be your conference operator today. All lines have been placed on mute to prevent any background noise. After the speaker's remarks, there will be a question-and-answer period. [Operator Instructions] If you are listening by a speakerphone, please lift your headset prior to asking your question.