Matt Keating | Investor Relations |
Don Gayhardt | President and Chief Executive Officer |
Bill Baker | Chief Operating Officer |
Roger Dean | Chief Financial Officer |
Dave Strano | Chief Accounting Officer |
Bob Napoli | William Blair |
Moshe Orenbuch | Credit Suisse |
Vincent Caintic | Stephens |
John Rowan | Janney |
John Hecht | Jefferies |
Good morning and welcome to the CURO Group Holdings Second Quarter 2020 Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Matt Keating, Investor Relations for CURO. Please go ahead.