Rebecca Gardy | SVP of IR |
David Zalik | CEO |
Gerry Benjamin | Chief Administrative Officer and Vice Chairman |
Robert Partlow | CFO |
Jim Schneider | Goldman Sachs |
Reggie Smith | JPMorgan Chase |
James Faucette | Morgan Stanley |
Andrew Jeffrey | SunTrust |
John Davis | Raymond James |
Amit Singh | Bank of America Merrill Lynch |
Ladies and gentlemen, thank you and welcome to the GreenSky Third Quarter Fiscal 2018 Earnings Conference Call. At this time, all participants are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will be given at that time. We're webcasting this call live on the GreenSky Investor Relations Web site. After the completion of the call, a recording of the call will be made available on the same site.