John Morris | Co-Founder & Chief Executive Officer |
Jake Moore | Executive Vice President of Consumer Payments |
Darin Horrocks | Executive Vice President of Business Payments |
Tim Murphy | Chief Financial Officer |
Bob Napoli | William Blair |
Ramsey El-Assal | Barclays |
Tim Chiodo | Credit Suisse |
Andrew Schmidt | Citi |
Andrew Jeffrey | Truist Securities |
Jeff Goldstein | Morgan Stanley |
Charles Nabhan | Stephens |
Good afternoon. My name is Ziko and I will be your conference facilitator today. I would like to welcome everybody to Repay Fourth Quarter 2022 Earnings Conference Call. This call is being recorded today, March 1, 2023. I would now like to turn the session over to Stewart Grisante [ph], Head of Investor Relations at Repay.