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X. slide to Turning
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business and has for education market segment. our player our a been and dominant This years. business to thrived leader overall are higher we First, in many core
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are a risk area. to have create when to We’ve and this competitive to capabilities in this be advantage have we we customer Additionally, high advantage barriers which around in-house business, to regulatory that built with a centered expertise as distinct and service. and a risk company prevention management, it us our compliance comes there entry give fraud intricacies our BSA/AML, unique
engine. Second, in the accounts, we where our continue savings features and renewal new of our through we largest last expansion with recently including true to existing added year and and PXP name, our our BaaS perks over invest business BaaS capabilities, and Helix collaboration partnership the
new agreement Bank rate environment, the higher restore Durbin-exempt profitability. interchange rate Third, as as and deposit fees to agreement our well position our interest new will with benefit us and with from Customers Carolina Bank First higher variable our servicing
and financially create operating finally, strategies achieve and additions, are will in through the we that coming years. value Fourth, management remain and significant we we the strong, flow XXXX. positive We cash growth positioned team the to executing in generated debt-free well margins are believe
companies the millions customers, former strong in account and and are and brand across We customers of and and deposits fintech amongst recognition current, largest of have established most we terms holders. positive and scale,
a more interface. app is web simple or business Our than mobile just
services, office customer our in us ease-of-use We support differentiate that have banking provide want. partnerships in-house and and to significant the well-established customers ourselves and support enables that place back today's with
for you to in will and the your Technologies. Thank interest your your BM for call time return questions. for operator today I the
