Alexis Jones | Lead Principal, IR |
David Cordani | President and CEO |
Brian Evanko | CFO |
Gary Taylor | JP Morgan |
Kevin Fischbeck | Bank of America |
Matt Borsch | BMO Capital Markets |
Ralph Giacobbe | Citi |
Robert Jones | Goldman Sachs |
George Hill | Deutsche Bank |
A.J. Rice | Credit Suisse |
Dave Windley | Jefferies |
Justin Lake | Wolfe Research |
Steven Valiquette | Barclays Capital |
Josh Raskin | Nephron Research |
Charles Rhyee | Cowen & Company |
Lance Wilkes | Bernstein |
Scott Fidel | Stephens, Inc. |
Good morning. Ladies and gentlemen, thank you for standing by for Cigna's Fourth Quarter 2020 Results Review. At this time, all callers are in a listen-only mode.
We will conduct a question-and-answer session later during the conference and review procedures on how to enter the queue to ask questions at that time. [Operator Instructions] As a reminder, ladies and gentlemen, this conference, including the Q&A session, is being recorded.