Mandy Dong | Investor Relations Director |
Wu Haisheng | Chief Executive Officer & Director |
Alex Xu | Chief Financial Officer & Director |
Zheng Yan | Chief Risk Officer |
Yao Lee | CICC |
Richard Xu | Morgan Stanley |
Ethan Wang | CLSA |
Thomas Chong | Jefferies |
Ladies and gentlemen, thank you for standing by, and welcome to the 360 DigiTech Fourth Quarter and Full Year 2021 Earning Conference Call. Please also note today's event is being recorded. At this time, I would like to turn the conference call over to Ms. Mandy Dong, IR Director. Please go ahead, Mandy.