Patricia Cheng | Head, Investor Relations |
Ye Wangchun | Chairman & Chief Executive Officer |
Jacky Lo | Chief Financial Officer |
Michael Fei | Chief Executive Officer, SME Banking |
Bin Ru Tan | Chief Executive Officer, Southeast Asia, Operations |
Elsie Cheng | Goldman Sachs |
Carson Lo | HSBC |
Hans Chung | KeyBanc Capital Markets |
Ethan Wang | CLSA |
Emerson Chan | BofA Securities |
Alex Yao | JPMorgan |
Ladies and gentlemen, thank you for standing by. Welcome to OneConnect Fourth Quarter and Full Year 2020 Earnings Conference Call. At this point, I'd like to turn the call over to Ms. Patricia Cheng, OneConnect's Head of Investor Relations. Ma'am, please proceed.